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Lock in a Lower Rate. Unlock Your Home's Potential.

Rates are dropping in Dallas. See how much you could save by refinancing your home with a trusted local expert.

More Than a Lower Payment. It's Financial Freedom.

Refinancing your mortgage isn't just about reducing your monthly bill. It's a powerful tool to achieve your financial goals.

Lower monthly payment

Lower Your Monthly Payment

Keep more of your hard-earned money each month. A lower interest rate could save you hundreds.

Cash out equity

Cash Out Your Home's Equity

Turn your home's value into cash for home improvements, major purchases, or investments.

Consolidate debt

Consolidate High-Interest Debt

Combine credit cards, student loans, and other debts into one simple, lower-interest monthly payment.

Shorten loan term

Shorten Your Loan Term

Pay off your home faster and build equity sooner by switching to a shorter loan term, like a 15-year mortgage.

Secure fixed rate

Secure a Fixed Rate

Move from a risky adjustable-rate mortgage to the security and predictability of a fixed rate for peace of mind.

Improve credit

Improve Your Credit

Consolidating debt and making consistent payments can boost your credit score over time.

Your Simple Path to a Better Mortgage

We've simplified the refinancing process to be fast, transparent, and hassle-free. As your Dallas mortgage partner, we guide you every step of the way.

1
Quick consultation

Quick Consultation

Tell us about your current loan and your goals in a short, no-obligation call.

2
Compare options

Compare Your Options

We'll present clear, easy-to-understand refinance options tailored to your needs. No jargon, just straight answers.

3
Lock & close

Lock & Close

Lock in your historically low rate and close with confidence. Our team handles the details so you can focus on what matters.

Trusted by Homeowners Across Dallas/Fort Worth

At Mortgage & Beyond, we're more than a lender; we're your neighbors. We've helped thousands of DFW families secure their financial future.

Thomas Flobeck

Thomas Flobeck

Star Star Star Star Star
"I have dealt with Gracie and her group twice. We refinanced a home a couple years ago, and after such a good experience we used her to finance our recently purchased home. I'm still fairly new to all of this and Gracie spent the time answering all my questions and helping me understand all my options. She made the process go very smoothly, and I have to say it was nice having someone as knowledgeable as Gracie on my side and looking out for my best interests! One of the best parts of dealing with Gracie was the ease of transferring and signing of documents through her secure website. Just about everything was done online, which was great for my busy schedule. As long as I was close to a tablet or computer I could get her what she needed. I'll definitely be using her again!"
Christina Le

Christina Le

Star Star Star Star Star
"We had such a great experience working with Gracie and her team for our refinancing. Gracie thoroughly walked us through the entire process and was personal, professional, and quite knowledgeable. Gracie's team was easy to get a hold of and were quick in responses. Even after the loan completed, we received post updates via emails and phone calls. Great follow-up. I would definitely recommend this company."
Borls Shmukler

Borls Shmukler

Star Star Star Star Star
"I have done business with Gracie and her team for over 10 years and just completed our 3rd refinancing with her. Her approach and service is always great but now it is further supplemented by technology (app, automated market report, etc). She has a great team working alongside her and they provide me with confidence and convenience during this hectic and tedious process."

Don't Miss This Opportunity. Rates Won't Stay This Low Forever.

Interest rates are fluctuating, and this window to secure significant savings won't last. Take the first step toward a better financial future today. Get a personalized quote from your local Dallas mortgage experts. It's fast, free, and there's no obligation.

Fast Approval

Fast Approval

Custom Solutions

Custom Solutions

Always Available

Always Available

Best Rates

Best Rates